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If Americans ever doubted the importance of saving, the coronavirus pandemic has made it clear just how necessary a financial cushion can be. A study from the Pew Research Center found that 41% of all adults in the U.S. have had trouble paying their bills and making housing payments since the pandemic began, while a study from Clever found that 61% of Americans said they don¡¯t expect to have any emergency savings by the end of 2020. That¡¯s why in 2021, it¡¯s time to get serious about saving ¡ª even if you think you¡¯re already in a comfortable financial position.   D

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